Workers’ Compensation is one of most widely accessed entitlement programs in United States of America. Workers compensation insurance (WC Insurance) is a program that cover financially to employees he or she injured or become ill during the performance of their jobs on work place. In USA every Employers have to to provide this benefits to their employees. Every employee is covered by the Workers’ Compensation Ins Act and benefits are paid to the employee regardless of who is at fault for the accident and/or injury.
In USA Employers’ Liability Law of 1871 provide limited protection to workers in certain workplaces like factories, railroads and mines, etc. Workers’ Accident Insurance of 1884 created a effective workers‘ compensation system of modern United States.
The Workers’ Compensation Insurance address and list is updated as below as per received on latest records.
WC Insurance Name Add & Phone Number
State Domicile | Worker Compensation Insurance Name | WC Ins Address | Phone No. | NAIC No. | Website |
MI | ACCIDENT FUND INSURANCE COMPANY OF AMERICA | P.O. BOX 40790, LANSING, MI, 48901-7990 | 517-342-4200 | 10166 | |
PA | ACE AMERICAN INSURANCE COMPANY | PO BOX 6561, SCRANTON, PA, 18505-6561 | 248-359-3900 | 22667 | |
PA | ACE FIRE UNDERWRITERS INSURANCE COMPANY | 436 Walnut Street Philadelphia, PA 19106 United States | 1-800-352-4462 | 20702 | |
PA | ACE PROPERTY AND CASUALTY INSURANCE COMPANY | 436 Walnut Street Philadelphia, PA 19106 United States | 1-215-640-1000 | 20699 | |
IL | ACIG INSURANCE COMPANY | 2600 N Central Expy, Suite 800 Richardson, TX 75080 | (972) 702-9004 | 19984 | |
IN | ADVANTAGE WORKERS COMPENSATION INSURANCE COMPANY | 100 W Towne Ridge Pkwy Ste 110 Sandy, UT 84070-5530 | (888) 595-8750 | 40517 | |
PA | AIG PROPERTY CASUALTY COMPANY | AIG-Group Benefits P.O. Box 14294 Lexington, KY 40512 | 800-289-2266 | 19402 | |
AK | ALASKA NATIONAL INSURANCE COMPANY | 7001 Jewel Lake Rd #2825, Anchorage, AK 99502, United States | 1907-248-2642 | 38733 | |
MI | ALLMERICA FINANCIAL BENEFIT INSURANCE COMPANY | 645 West Grand River Avenue Howell, MI 48843 United States | 1-517-546-2160 | 41840 | |
ALLIED UNDERWRITERS | PO BOX 3804, OMAHA , NE, 68103 | 877-234-4420 | |||
DE | AMERICAN ALTERNATIVE INSURANCE CORPORATION | 555 College Rd E, Princeton, NJ 08540, United States | 609-951-8295 | 19720 | |
MO | AMERICAN AUTOMOBILE INSURANCE COMPANY | 225 West Washington Street Suite 1800 Chicago, IL 60606-3484 | 888-466-7883 | 21849 | |
PA | AMERICAN CASUALTY COMPANY OF READING, PENNSYLVANIA | 151 N. Franklin Street Chicago, IL 60606 | 312-822-5000 | 20427 | |
IN | AMERICAN ECONOMY INSURANCE COMPANY | 75 Berkeley Street Boston, MA 02116 | WWW.SAFECO.COM | 19690 | WWW.SAFECO.COM |
FL | AMERICAN FAMILY HOME INSURANCE COMPANY | PO Box 5323 Cincinnati, OH 45201-5323 | www.amig.com | 23450 | www.amig.com |
NH | AMERICAN FIRE AND CASUALTY COMPANY | 175 Berkeley Street Boston, MA 02116 | 24066 | ||
NY | AMERICAN GUARANTEE AND LIABILITY INSURANCE COMPANY | 1299 Zurich Way Schaumburg, IL 60196 | 847-605-6000 | 26247 | |
NY | AMERICAN HOME ASSURANCE COMPANY | 175 Water Street 18th Floor New York, NY 10038 | 212-770-7000 | 19380 | WWW.AIG.COM |
OH | AMERICAN INSURANCE COMPANY | 225 W. Washington Street Suite 1800 Chicago, IL 60606-3484 | 415-899-2000 | 21857 | www.firemansfund.com |
NE | AMERICAN INTERSTATE INSURANCE COMPANY | 13321 California Street Suite 310 Omaha, NE 68154 | 337-463-9052 | 31895 | www.amerisafe.com |
OH | AMERICAN MODERN HOME INSURANCE COMPANY | P O Box 85323 Cincinnati, OH 45201-5323 | 513-721-3010 | 23469 | www.amig.com |
ALTERNATIVE SERVICE | 2000 MALLORY LN, FRANKLIN, TN, 37067-8209 | 734-464-0427 | |||
ASU GROUP WORKERS COMPENSATION | P.O. BOX 77, OKEMOS, MI, 48805 0077 | 800-968-0278 | |||
AMERISURE W/C Claims address | P.O. BOX 1515, CANONSBURG, PA, 15317 | 800-257-1900 | |||
TX | AMERICAN STATES INSURANCE COMPANY OF TEXAS | 175 Berkeley Street Boston, MA 02116 United States | 617-357-9500 | 19712 | www.safeco.com |
IN | AMERICAN STATES INSURANCE COMPANY | 175 Berkeley Street Boston, MA 02116 | 19704 | WWW.SAFECO.COM | |
Auto Owners Insurance WC | P.O. Box 30510, Lansing, MI, 48909 | 800-445-4185 | |||
IL | AMERICAN ZURICH INSURANCE COMPANY | 1299 Zurich Way Schaumburg, IL 60196 | 847-605-3348 | 40142 | WWW.ZURICHNA.COM |
MI | AMERISURE MUTUAL INSURANCE COMPANY | 26777 Halsted Road PO Box 2060 Farmington Hills, MI 48333-2060 | 800-253-1900 | 23396 | www.amerisure.com |
PA | AMGUARD INSURANCE COMPANY | 39 Public Square PO Box AH Wilkes-Barre, PA 18703 | 42390 | www.guard.com | |
MO | ARCH INSURANCE COMPANY | 210 Hudson Street Suite 300 Jersey City, NJ 07311 | 11150 | WWW.ARCHINSURANCE.COM | |
IL | ARGONAUT INSURANCE COMPANY | 175 E. Houston Street 13th Floor San Antonio, TX 78205 | 19801 | www.argonautgroup.com | |
IL | ARGONAUT-MIDWEST INSURANCE COMPANY | 175 East Houston Street Suite 1300 San Antonio, TX 78205 United States | 210-321-8400 | 19828 | www.argolimited.com |
DE | ARROWOOD INDEMNITY COMPANY | 3600 Arco Corporate Drive Charlotte, NC 28273 | 24678 | www.royalsunalliance-usa.com | |
CA | ASSOCIATED INDEMNITY CORPORATION | 225 W. Washington Street Suite 1800 Chicago, IL 60606-3484 | 312-462-4289 | 21865 | www.agcs.allianz.com |
NY | ASSURANCE COMPANY OF AMERICA | PO Box 725009 Atlanta, GA 31139-0009 | 888-580-8134/ 678-996-0110 | 19305 | https://www.assuranceamerica.com |
NY | ATLANTIC SPECIALTY INSURANCE COMPANY | 605 Highway 169 North Suite 800 Plymouth, MN 55441 | 952-852-2431 | 27154 | www.OneBeacon.com |
KS | BENCHMARK INSURANCE COMPANY | 150 Lake St W, Wayzata, MN 55391, United States | 800-283-0622 | 41394 | www.benchmarkinsco.com |
BRENTWOOD INSURANCE WC | PO BOX 1125, BRENTWOOD, TN, 37024 | 800-524-0604 | |||
IA | BERKLEY NATIONAL INSURANCE COMPANY | 215 Shuman Blvd Suite 200 Naperville, IL 60563 | 38911 | www.usic.com | |
DE | BERKLEY REGIONAL INSURANCE COMPANY | PO Box 9190 Des Moines, IA 50306-1594 | 800-235-2942 | 29580 | cwgins.com |
BUNCH AND ASSOCIATES INC. | P.O. BOX 32045, LAKELAND, FL, 33802 | 866-551-1364 | |||
BERKSHIRE HATHAWAY | PO BOX 881716, SAN FRANCISCO, CA, 94188 | 800-661-6029 | |||
B AND M ASHMAN | 35803 VERONICA STREET, LIVONIA, MI, 48150 | 734-542-1004 | |||
BROADSPIRE Claims | P.O. BOX 14645, LEXINGTON, KY, 40512 | 734-420-6550 | |||
Broadspire Services | P.O. Box 25104, Lehigh Valley, PA, 18002-5104 | 734-420-6550 | |||
IN | BROTHERHOOD MUTUAL INSURANCE COMPANY | 6400 Brotherhood Way Fort Wayne, IN 46825 | 800-333-3735 | 13528 | www.brotherhoodmutual.com |
CA | CALIFORNIA CASUALTY INDEMNITY EXCHANGE | PO Box M San Mateo, CA 94402-1298 | 20117 | www.calcas.com | |
CA | CALIFORNIA INSURANCE COMPANY | 10805 Old Mill Road Omaha, NE 68154 | 38865 | www.auw.com | |
CANNON COCHRAN MGMT SERVICES, INC. | 2364 WOODLAKE DRIVE, OKEMOS, MI, 48864 | 517-347-2343 | |||
NY | CHUBB INDEMNITY INSURANCE COMPANY | 1133 Avenue of the Americas New York, NY 10036 | 12777 | www.chubb.com | |
IN | CHUBB NATIONAL INSURANCE COMPANY | 202B Hall’s Mill Road Whitehouse Station, NJ 08889 | 908-903-2000 | 10052 | www.chubb.com |
WI | CHURCH MUTUAL INSURANCE COMPANY | 3000 Schuster Lane P.O. Box 357 Merrill, WI 54452 | 18767 | www.churchmutual.com | |
CA | CARE WEST INSURANCE COMPANY | PO Box 2710 Rocklin, CA 95677 United States | 877-625-6566 | 10520 | www.carewestins.com |
OH | CINCINNATI CASUALTY COMPANY | P.O. Box 145496 Cincinnati, OH 45250-5496 | 877-242-2544 | 28665 | www.cinfin.com |
OH | CINCINNATI INSURANCE COMPANY | P O Box 145496 Cincinnati, OH 45214-5496 | 877-242-2544 | 10677 | www.cinfin.com |
MI | CITIZENS INSURANCE COMPANY OF AMERICA | 440 Lincoln Street Worcester, MA 01653 | 31534 | WWW.HANOVER.COM | |
CLAIMS MANAGEMENT INC | P.O. BOX 1288, BENTONVILLE, AR, 72712-9989 | 888-213-7534 | |||
CAPITOL INDEMNITY CORP | PO BOX 5900, MADISON, WI, 537050900 | 608-829-4834 | |||
DE | CRUM & FORSTER INDEMNITY COMPANY | 733 Bishop St STE 2200, Honolulu, HI 96813, United States | 808-537-5221 | 31348 | https://www.cfins.com/ |
Citizens Insurance Company-Workers Comp | P.O. BOX 15144, WORCESTER, MA, 01615-0144 | 800-628-0250 | |||
CITY OF FLINT WORKERS COMPENSATION | 2364 WOODLAKE DRIVE, OKEMOS, MI, 48864 | 888-866-0808 | |||
CLAIMS DEPT OF LABOR | PO BOX 8300, LONDON, KY, 40742 | ||||
CA | COMPWEST INSURANCE COMPANY | 3 HUTTON CENTRE DR SUITE 550 SANTA ANA, CA 92707 United States | 888-266-7937 | 12177 | www.compwestinsurance.com |
CMI | P.O. BOX 620, HOWELL , MI, 48844 | ||||
Continental Indemnity Company WC Claims | P.O. Box 3804, Omaha, NE, 68103 | 877-234-4420 | |||
COVENTRY WORKERS COMP SERVICES | P.O. BOX 3055, TAMPA, FL, 33630-3055 | 800-390-0561 | |||
CHARTIS INSURANCE | P.O. BOX 1830, ALPHARETTA, GA, 30032 | 877-867-3783 | |||
DB & D | 1121 NORTH MICHIGAN, SAGINAW, MI, 48602 | ||||
DELPHI NATIONAL BENEFIT CENTER | WORKERS’ COMPENSATION, LEXINGTON, KY, 40512-4422 | 866-335-7444 | |||
COMP ONE ADMIN | P O BOX 2530, OKEMOS, MI, 48805 | 888-298-9043 | |||
COMPREHENSIVE RISK SERVICES | P.O. BOX 505, NOVI, MI, 48376 | 800-737-9875 | |||
NY | COMMERCE AND INDUSTRY INSURANCE COMPANY | 175 Water Street 18th Floor New York, NY 10038 | 212-770-7000 | 19410 | WWW.AIG.COM |
SC | COMPANION PROPERTY AND CASUALTY INSURANCE COMPANY | PO Box 9207 Columbia, SC 29290-0207 | (800) 922-3301 | 12157 | |
CONSUMERS ENERGY | WORKERS COMP DEPT EP6-223, JACKSON, MI, 49201 | 248-433-5760 | |||
IL | CONTINENTAL CASUALTY COMPANY | 151 N. Franklin Street Chicago, IL 60606 | 312-822-5000 | 20443 | WWW.CNA.COM |
PA | CONTINENTAL INSURANCE COMPANY | 151 N. Franklin Street Chicago, IL 60606 | 312-822-5000 | 35289 | WWW.CNA.COM |
CA | CYPRESS INSURANCE COMPANY | 800 Corporate Dr Suite 220 Fort Lauderdale, FL 33334 | 954.771.0300 | 10855 | |
CA | DENTISTS INSURANCE COMPANY | 10121 SE Sunnyside Road, Suite 350 Clackamas, OR, 97015 | 503.265.4010/800.452.0504 | 40975 | https://www.tdicinsurance.com/ |
CT | DISCOVER PROPERTY & CASUALTY INSURANCE COMPANY | 385 Washington Street Saint Paul, MN 55102 United States | 866-336-2077 | 36463 | www.travelers.com |
PA | EASTGUARD INSURANCE COMPANY | 39 Public Square PO Box AH Wilkes-Barre, PA 18703 | 14702 | www.guard.com | |
MA | ELECTRIC INSURANCE COMPANY | 75 Sam Fonzo Drive Beverly, MA 01915-1000 | 978-921-0660 | 21261 | www.electricinsurance.com |
CA | EMPLOYERS COMPENSATION INSURANCE COMPANY | 500 North Brand Blvd Glendale, CA 91203-3392 | 818-549-4600 | 11512 | www.employers.com |
WI | EMPLOYERS INSURANCE COMPANY OF WAUSAU | 175 Berkeley Street Boston, MA 02116 | 21458 | www.wausau.com | |
EVANS, CRAVEN & LACKIE PS | 818 W RIVERSIDE, SPOKANE, WA, 99201 | 509-455-5200 | |||
PA | EMPLOYERS’ FIRE INSURANCE COMPANY | 305 Madison Avenue PO Box 1973 Morristown, NJ 07960 United States | 973-490-6600 | 20648 | www.cfins.com |
ESIS Insurance-GM | 300 Renaissance Center, Detroit, MI, 48265-3000 | 800-888-0164 | |||
CA | EXPLORER INSURANCE COMPANY | Po Box 509039 San Diego, CA 92150-9039 | 858-350-2400 | 40029 | explorer-insurance.com |
EMC WORKERS COMP | P.O. BOX 30546, LANSING, MI, 48909 | 517-908-4800 | |||
ESIS Insurance INC WORKERS COMPENSATION | P O BOX 6561, SCRANTON, PA, 185056561 | 248-455-8016 | |||
IA | EMPLOYERS MUTUAL CASUALTY COMPANY | P O Box 712 Des Moines, IA 50303 | 21415 | WWW.EMCINSURANCE.COM | |
DE | EVEREST NATIONAL INSURANCE COMPANY | 100 Everest Way Warren, NJ 07059 | 908-604-3000 | 10120 | http://www.everestre.com |
CA | FARMERS INSURANCE EXCHANGE | PO Box 4402 Woodland Hills, CA 91365 | 800-451-0797 | 21652 | www.farmers.com |
CT | FARMINGTON CASUALTY COMPANY | One Tower Square Hartford, CT 06183 | 41483 | www.travelers.com | |
IA | FARMLAND MUTUAL INSURANCE COMPANY | 1100 Locust Street Des Moines, IA 50391 United States | 515-508-3300 | 13838 | Not Found |
IN | FEDERAL INSURANCE COMPANY | 202B Hall’s Mill Road Whitehouse Station, NJ 08889 | 908-903-2000 | 20281 | www.chubb.com |
WI | FIDELITY AND GUARANTY INSURANCE UNDERWRITERS, INC. | One Tower Square Hartford, CT 06183 | 25879 | www.travelers.com | |
CA | FIREMAN’S FUND INSURANCE COMPANY | 1465 N. McDowell Blvd. Suite 100 Petaluma, CA 94954 | 800-227-1700 | 21873 | www.firemansfund.com |
IL | FIRST LIBERTY INSURANCE CORPORATION | 175 Berkeley St Boston, MA 02116 | 516-593-8200 | 33588 | www.LibertyMutual.com |
NH | FIRST NATIONAL INSURANCE COMPANY OF AMERICA | 175 Berkeley Street Boston, MA 02116 | 617-357-9500 | 24724 | WWW.SAFECO.COM |
IL | FLORISTS’ MUTUAL INSURANCE COMPANY | 1 Horticultural Lane PO Box 428 Edwardsville, IL 62025 United States | 618-656-4240 | 13978 | www.hortica.com |
FCCI INSURANCE GROUP | PO BOX 58004, SARATOSA, FL, 34232 | 800-226-3221 | |||
MI | FOREMOST INSURANCE COMPANY GRAND RAPIDS, MICHIGAN | P O Box 2450-LC 1332 Grand Rapids, MI 49501-2450 | 616-956-2516 | 11185 | www.foremost.com |
MI | FOREMOST PROPERTY AND CASUALTY INSURANCE COMPANY | P.O. Box 2450- LC 1332 Grand Rapids, MI 49501-2450 | 616-956-2516 | 11800 | www.foremost.com |
MI | FOREMOST SIGNATURE INSURANCE COMPANY | P.O. Box 2450-LC 1332 Grand Rapids, MI 49501-2450 | 616-942-3000 | 41513 | www.foremost.com |
FORD MOTOR COMPANY | WORKERS COMPENSTION DEPT , DEARBORN, MI, 481210607 | 800-508-2065 | |||
WI | GENERAL CASUALTY COMPANY OF WISCONSIN | 1 General Drive Sun Prairie, WI 53596 | 608-825-5160 | 24414 | www.qbena.com |
NH | GENERAL INSURANCE COMPANY OF AMERICA | 175 Berkeley Street Boston, MA 02116 | 617-357-9500 | 24732 | www.safeco.com |
PA | GRANITE STATE INSURANCE COMPANY | 175 Water Street 18th Floor New York, NY 10038 | 23809 | WWW.AIG.COM | |
NY | GRAPHIC ARTS MUTUAL INSURANCE COMPANY | P O Box 530 Utica, NY 13503 | 315-735-3321 | 25984 | WWW.UTICANATIONAL.COM |
OH | GREAT AMERICAN ALLIANCE INSURANCE COMPANY | 301 East 4th Street 24th Floor Cincinnati, OH 45202 | 513-369-5000 | 26832 | www.GreatAmericanInsurance.com |
OH | GREAT AMERICAN ASSURANCE COMPANY | 301 East 4th Street 24th Floor Cincinnati, OH 45202 | 800-972-3008 | 26344 | www.GreatAmericanInsurance.com |
NY | GREAT AMERICAN INSURANCE COMPANY OF NEW YORK | 301 East 4th Street 24th Floor Cincinnati, OH 45202 | 800-972-3008 | 22136 | www.GreatAmericanInsurance.com |
GREAT AMERICAN INSURANCE GROUP | PO BOX 5432 , CINCINNATI , OH, 45201 | 800-545-4269 | |||
ND | GREAT DIVIDE INSURANCE COMPANY | 11201 Douglas Avenue Urbandale, IA 50322 | 25224 | www.nautilusinsgroup.com | |
IN | GREAT NORTHERN INSURANCE COMPANY | 202B Hall’s Mill Road Whitehouse Station, NJ 08889 | 20303 | www.chubb.com | |
NE | GREAT WEST CASUALTY COMPANY | 1100 W 29th St P O Box 277 South Sioux City, NE 68776 | 11371 | GWCCNET.COM | |
DE | GREENWICH INSURANCE COMPANY | Seaview House 70 Seaview Avenue Stamford, CT 06902-6040 | 800-327-1414 | 22322 | Not found |
IA | GUIDEONE MUTUAL INSURANCE COMPANY | 1111 Ashworth Road West Des Moines, IA 50265 | 515-225-5000 | 15032 | www.guideone.com |
GALLAGHER BASSETT | 1630 DES PERES RD, ST LOUIS, MO, 63131 | 800-333-6137 | |||
GALLAGHER BASSETT MCS | P.O. BOX 23812, TUSCAN, AZ, 85734 | 800-370-0594 | |||
FRED M ROSEN PC | 535 GRISWOLD ST, DETROIT, MI, 48226 | 313-961-8900 | |||
NH | HANOVER AMERICAN INSURANCE COMPANY | 440 Lincoln Street Worcester, MA 01653-0002 | 508-853-7200 | 36064 | www.hanover.com |
NH | HANOVER INSURANCE COMPANY | 440 Lincoln Street Worcester, MA 01653 | 508-853-7200 | 22292 | www.hanover.com |
GM BENEFITS & SERVICE CENTER | PO BOX 14607, LEXINGTON, KY, 40512 | 248-223-6837 | |||
Grange Insurance WC | 2121 E. CAPTIOL DRIVE, APPLETON, WI, 54912-0539 | 800-343-1741 | |||
HCR MANOR CARE/WC | P.O. BOX 10086, TOLEDO, OH, 43699 | 800-427-1902 | |||
HURLEY MEDICAL CENTER WORKERSCOMPENSATION | 1 HURLEY PLAZA, FLINT, MI, 48503 | 810-262-9177 | |||
KORE INDUSTRIAL | PO BOX 249, DAVISON, MI, 48423 | 517-281-1321 | |||
CT | HARTFORD ACCIDENT AND INDEMNITY COMPANY | One Hartford Plaza Hartford, CT 06155-0001 | 860-547-5000 | 22357 | www.thehartford.com |
IN | HARTFORD CASUALTY INSURANCE COMPANY | One Hartford Plaza Hartford, CT 06155 | 860-547-4497 | 29424 | www.thehartford.com |
CT | HARTFORD FIRE INSURANCE COMPANY | One Hartford Plaza Hartford, CT 06155 | 860-547-4497 | 19682 | www.thehartford.com |
IN | HARTFORD INSURANCE COMPANY OF THE MIDWEST | One Hartford Plaza Hartford, CT 06155 | 860-547-4497 | 37478 | www.thehartford.com |
CT | HARTFORD UNDERWRITERS INSURANCE COMPANY | One Hartford Plaza Hartford, CT 06155 | 860-547-4497 | 30104 | www.thehartford.com |
IL | HDI-GERLING AMERICA INSURANCE COMPANY | [email protected] | 41343 | https://www.hdi-specialty.com/ | |
TX | IMPERIUM INSURANCE COMPANY | 800 Gessner Road Suite 600 Houston, TX 77024 | Not found | 35408 | not found |
PA | INDEMNITY INSURANCE COMPANY OF NORTH AMERICA | Po Box 1000 436 Walnut Street Philadelphia, PA 19106 | 215-640-1000 | 43575 | WWW.ACE-INA.COM |
PA | INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA | 175 Water Street 18th Floor New York, NY 10038 | 212-770-7000 | 19429 | WWW.AIG.COM |
CA | INSURANCE COMPANY OF THE WEST | PO Box 509039 San Diego, CA 92150-9039 | 800-877-1111 | 27847 | www.icwgroup.com |
IL | LIBERTY INSURANCE CORPORATION | 175 Berkeley Street Boston, MA 02116-5066 | 617-357-9500 /800-291-2910 | 42404 | www.LibertyMutual.com |
WI | LIBERTY MUTUAL FIRE INSURANCE COMPANY | 175 Berkeley Street Boston, MA 02116-5066 | 617-357-9500 /800-291-2910 | 23035 | www.LibertyMutual.com |
LIBERTY MUTUAL – WC | PO BOX 7205, LONDON, KY, 40742 | 800-291-2910 | |||
MA | LIBERTY MUTUAL INSURANCE COMPANY | 175 Berkeley Street Boston, MA 02116-5066 | 617-357-9500 /800-291-2910 | 23043 | www.LibertyMutual.com |
OR | LIBERTY NORTHWEST INSURANCE CORPORATION | 175 Berkeley Street Boston, MA 02116-5066 | 617-357-9500 /800-291-2910 | 41939 | www.LibertyMutual.com |
IL | LM INSURANCE CORPORATION | 175 Berkeley Street Boston, MA 02116-5066 | 617-357-9500 /800-291-2910 | 33600 | www.LibertyMutual.com |
MO | LUMBERMEN’S UNDERWRITING ALLIANCE | 1905 Corporate Blvd NW, Boca Raton, FL 33431, United States | 561-994-1900 | 23108 | http://www.lumbermensunderwriting.com/ |
PA | MANUFACTURERS ALLIANCE INSURANCE COMPANY | 380 Sentry Parkway, PMA Bldg. Blue Bell, PA 19422-0754 | 610-397-5000 | 36897 | www.pmagroup.com |
IL | MARKEL INSURANCE COMPANY | 4600 Cox Road Glen Allen, VA 23060-9817 | 708-866-2800 | 38970 | www.markelcorp.com |
MD | MARYLAND CASUALTY COMPANY | 600 Red Brook Blvd Owings Mills, MD 21117 United States | 19356 | www.zurichna.com | |
NH | MASSACHUSETTS BAY INSURANCE COMPANY | 440 Lincoln Street Worcester, MA 01653-0002 | 508-853-7200 | 22306 | WWW.HANOVER.COM |
NH | MEMIC INDEMNITY COMPANY | 1750 Elm Street Suite 500 Manchester, NH 03104 | 603-695-6601 | 11030 | www.memic.com |
MACKINAW ADMINISTRATORS LLC | P.O. BOX 489, BRIGHTON, MI, 48116 | 810-844-8129 | |||
MICHIGAN INSURANCE CO | PO BOX 252120, GRAND RAPIDS, MI, 49515 | 888-606-6426 | |||
NY | MITSUI SUMITOMO INSURANCE COMPANY OF AMERICA | 15 Independence Blvd Warren, NJ 07059 | 20362 | www.msigusa.com | |
NY | MITSUI SUMITOMO INSURANCE USA INC. | 15 Independence Blvd Warren, NJ 07059 | 22551 | www.msigusa.com | |
CA | MID-CENTURY INSURANCE COMPANY | 6301 Owensmouth Avenue Woodland Hills, CA 91367 United States | 888-327-6335 | 21687 | www.farmers.com |
MACYS CLAIM SERVICES-WC | P.O. BOX 3069, CINCINNATI, OH, 45201 | 800-677-0693 | |||
MCIM | PO BOX 1227, CANONSBURG, PA, 15317 | 517-886-0315 | |||
WI | MIDDLESEX INSURANCE COMPANY | 1800 North Point Drive Stevens Point, WI 54481-1283 | 23434 | www.sentry.com | |
MEIJER WORKMANS COMPENSATION | PO BOX 3260, GRAND RAPIDS , MI, 49501 | 810-658-5409 | |||
MCMC LLC | 2000 MALLORY LN , FRANKLIN , TN, 37067-8231 | 615-399-8658 | |||
MTM Workers Comp | P.O. Box 9150, Farmington Hills, MI, 48333 | 800-274-5606 | |||
MARKEL FIRST COMP | PO BOX 3188, OMAHA , NE, 68103 | 888-500-3344 | |||
MINUTE MEN HR | 3740 CARNEGIE AVE, CLEVELAND, OH, 44115 | 216-452-0100 | |||
UNDERWRITERS SAFETY AND CLAIMS INC | PO BOX 37069, TALLAHASSEE , FL, 32315 | 850-385-2947 | |||
OK | NATIONAL AMERICAN INSURANCE COMPANY | 1010 Manvel Ave P O Drawer 9 Chandler, OK 74834 | 405-258-0804 | 23663 | www.naico.com |
WI | NATIONAL CASUALTY COMPANY | One West Nationwide Boulevard 1-04-701 Columbus, OH 43215-2220 | 800-423-7675 | 11991 | WWW.SCOTTSDALEINS.COM |
IL | NATIONAL FIRE INSURANCE COMPANY OF HARTFORD | 151 N. Franklin Street Chicago, IL 60606 | 312-822-5000 | 20478 | WWW.CNA.COM |
OH | NATIONAL INTERSTATE INSURANCE COMPANY | 3250 Interstate Drive Richfield, OH 44286-9000 | 32620 | www.nationalinterstate.com | |
IL | NATIONAL SURETY CORPORATION | 225 W. Washington Street Suite 1800 Chicago, IL 60606-3484 | 888-466-7883 | 21881 | www.firemansfund.com |
PA | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA | 175 Water Street 18th Floor New York, NY 10038 | 212-770-7000 | 19445 | WWW.AIG.COM |
IA | NATIONWIDE AGRIBUSINESS INSURANCE COMPANY | One West Nationwide Boulevard 1-04-701 Columbus, OH 43215-2220 | 614-249-1545 | 28223 | WWW.FARMLANDINS.COM |
NH | NETHERLANDS INSURANCE COMPANY | 175 Berkeley Street Boston, MA 02116 | 24171 | www.Lmac.com | |
PA | NEW HAMPSHIRE INSURANCE COMPANY | 175 Water Street 18th Floor New York, NY 10038 | 23841 | WWW.AIG.COM | |
NY | NEW YORK MARINE AND GENERAL INSURANCE COMPANY | 412 Mt. Kemble Avenue Suite 300C Morristown, NJ 07960 | 16608 | www.prosightspecialty.com | |
PA | NORGUARD INSURANCE COMPANY | 39 Public Square PO Box AH Wilkes-Barre, PA 18703 | 31470 | www.guard.com | |
PA | NORTH POINTE INSURANCE COMPANY | 88 Pine Street New York, NY 10005 | 27740 | www.npic.com | |
NJ | NORTH RIVER INSURANCE COMPANY | 305 Madison Avenue, P.O. 1973 Morristown, NJ 07960 | 21105 | www.cfins.com | |
NY | NORTHERN INSURANCE COMPANY OF NEW YORK | 1400 AMERICAN LANE,SCHAUMBURG, IL 60196-1056 | 800-382-2150 | 19372 | |
NY | NOVA CASUALTY COMPANY | SCHAUMBURG, IL 60196-1056 | 42552 | www.novacasualty.com | |
NE | OAK RIVER INSURANCE COMPANY | PO Box 2350 Omaha, NE 68103-2350 | 800-488-2930 | 34630 | www.bh-hc.com |
NH | OHIO CASUALTY INSURANCE COMPANY | 175 Berkeley Street Boston, MA 02116 | 617-357-9500 | 24074 | http://www.ocas.com |
NH | OHIO SECURITY INSURANCE COMPANY | 175 Berkeley Street Boston, MA 02116 | 617-357-9500 | 24082 | http://www.ocas.com |
IL | OLD REPUBLIC GENERAL INSURANCE CORPORATION | 307 North Michigan Avenue Chicago, IL 60601 | 312-346-8100 | 24139 | WWW.OLDREPUBLIC.COM |
PA | OLD REPUBLIC INSURANCE COMPANY | Box 789 Greensburg, PA 15601 | Not found | 24147 | not found |
PA | ONEBEACON AMERICA INSURANCE COMPANY | 1717 Arch St #46, Philadelphia, PA 19103, United States | 215-563-4702 | 20621 | https://www.intactspecialty.com/ |
PA | ONEBEACON INSURANCE COMPANY | 605 North Highway 169 Suite 800 Plymouth, MN 55441 United States | 952-852-2431 | 21970 | not found |
PARADIGM MANAGEMENT SERVICES LLC | CLAIMS REVIEW DEPT, WALNUT CREEK, CA, 94597 | 925-676-2300 | |||
PA | PACIFIC EMPLOYERS INSURANCE COMPANY | Phoenix, AZ 85012-3068 | 215-640-1000 | 22748 | WWW.ACE-INA.COM |
WI | PACIFIC INDEMNITY COMPANY | 202B Hall’s Mill Road Whitehouse Station, NJ 08889 | 908-903-2000 | 20346 | www.chubb.com |
IL | PEERLESS INDEMNITY INSURANCE COMPANY | 175 Berkeley Street Boston, MA 02116 | 617-357-9500 | 18333 | www.lmac.com |
CA | PACIFIC COMPENSATION INSURANCE COMPANY | 3030 N. 3rd Street Phoenix, AZ 85012-3068 | 800.231.1363 | 11555 | https://www.copperpoint.com/ |
NEW YORK STATE INSURANCE FUND | 105 CORPORATE PARK DR, WHITE PLAINS, NY, 10604 | 914-701-2120 | |||
NORTH AMERICAN RISK SERVICES- WC | P.O. BOX 945055, MAITLAND, FL, 32794 | 800-315-6090 | |||
Rich Logistics | 6011 Scott Hamilton Drive, Little Rock, AR, 72209 | 501-569-9910 | |||
THE HARTFORD WORKERS COMPENSATION | PO BOX 14170, LEXINGTON, KY, 40512 | 800-327-3636 | |||
NH | PEERLESS INSURANCE COMPANY | 175 Berkeley Street Boston, MA 02116 | 24198 | www.peerless-ins.com | |
Protective Insurance Co. (WC) | 1099 N. Meridian St., Indianapolis, IN, 46204 | 800-644-5501 | |||
PA | PENNSYLVANIA MANUFACTURERS INDEMNITY COMPANY | 380 Sentry Parkway PO Box 3031 Blue Bell, PA 19422-0754 | 41424 | www.pmagroup.com | |
RISING FINANCIAL | 700 WEST VIRGINIA STREET SUITE 401, MILWAUKEE, WI, 53204 | 877-672-4404 | |||
PATRIOT RISK SERVICE | MCMC, CANONSBURG, PA, 15317 | 866-243-5410 | |||
PA | PENNSYLVANIA MANUFACTURERS’ ASSOCIATION INSURANCE COMPANY | 380 Sentry Parkway PO Box 3031 Blue Bell, PA 19422 United States | 800-222-2749 | 12262 | www.pmacompanies.com |
TX | PETROLEUM CASUALTY COMPANY | 1735 Hughes Landing Blvd The Woodlands, TX 77253-3342 | Not found | 12297 | not found |
IA | PHARMACISTS MUTUAL INSURANCE COMPANY | PO Box 370 Algona, IA 50511 | 515-295-2461 | 13714 | not found |
PA | PRAETORIAN INSURANCE COMPANY | One General Drive Sun Prairie, WI 53596 | 608-825-5160 | 37257 | www.qbena.com |
CA | PREFERRED EMPLOYERS INSURANCE COMPANY | P.O. Box 85478 San Diego, CA 92186-5478 | (888) 472-9001 | 10900 | https://www.peiwc.com/ |
MI | PROCENTURY INSURANCE COMPANY | 26255 American Drive Southfield, MI 48034 | 614-895-2000 | 21903 | www.meadowbrook.com |
IN | PROPERTY AND CASUALTY INSURANCE COMPANY OF HARTFORD | One Hartford Plaza Hartford, CT 06155-0001 | 860-547-5000 | 34690 | www.thehartford.com |
IN | PROTECTIVE INSURANCE COMPANY | 111 Congressional Boulevard Suite 500 Carmel, IN 46032 | 317-636-9800 | 12416 | www.baldwinandlyons.com |
IL | PUBLIC SERVICE INSURANCE COMPANY | One Park Avenue New York, NY 10016 | Not found | 15059 | www.magnacartacompanies.com |
PA | QBE INSURANCE CORPORATION | One General Drive Sun Prairie, WI 53596 | 39217 | www.qbena.com | |
WI | REGENT INSURANCE COMPANY | One General Drive Sun Prairie, WI 53596 | 608-837-4440 | 24449 | www.generalcasualty.com |
CA | REPUBLIC INDEMNITY COMPANY OF AMERICA | 818-789-7286 | Not found | 22179 | not found |
CA | REPUBLIC INDEMNITY COMPANY OF CALIFORNIA | P.O. Box 4275, Woodland Hills, CA 91365-4275 | Not found | 43753 | https://www.republicindemnity.com/ |
TX | REPUBLIC UNDERWRITERS INSURANCE COMPANY | 5525 LBJ Freeway Dallas, TX 75240 United States | 800-344-2275 | 24538 | www.republicgroup.com |
IL | RLI INSURANCE COMPANY | 9025 No. Lindbergh Drive Peoria, IL 61615 | 405-315-9515 | 13056 | www.rlicorp.com |
NH | SAFECO INSURANCE COMPANY OF AMERICA | 175 Berkeley Street Boston, MA 02116 | 617-357-9500 | 24740 | www.safeco.com |
IL | SAFECO INSURANCE COMPANY OF ILLINOIS | Safeco Plaza Seattle, WA 98185 United States | 877-762-3101 | 39012 | www.safeco.com |
MO | SAFETY NATIONAL CASUALTY CORPORATION | 1832 Schuetz Road St. Louis, MO 63146 | 314-995-5300 | 15105 | www.sncc.com |
NY | SAMSUNG FIRE & MARINE INSURANCE CO., LTD. (UNITED STATES BRANCH) | 105 CHALLENGER ROAD, 5TH FLOOR RIDGEFIELD PARK, NJ 07660 | 866-898-9991 | 38300 | not found |
IL | SEABRIGHT INSURANCE COMPANY | 227 WEST MONROE, SUITE 2100 CHICAGO, IL 60606 | 206-269-8500 | 15563 | not found |
DE | SECURITY NATIONAL INSURANCE COMPANY | 12790 Merit Drive Suite 200 Dallas, TX 75251 | 19879 | www.amtrustgroup.com | |
CT | SENTINEL INSURANCE COMPANY, LTD. | One Hartford Plaza Hartford, CT 06155-0001 | 860-547-5000 | 11000 | www.thehartford.com |
WI | SENTRY CASUALTY COMPANY | 1800 North Point Drive Stevens Point, WI 54481-8020 | 715-346-6000 | 28460 | www.sentry.com |
WI | SENTRY INSURANCE A MUTUAL COMPANY | 1800 N Point Dr Stevens Point, WI 54481 | Not found | 24988 | www.sentry.com |
SEDGWICK Claims address CMS | ATTN MICHELLE PEREZ, LEXINGTON, KY, 40512 | 469-524-4480 | |||
SEDGWICK Claims address CMS – MO claims | P.O. BOX 14562, LEXINGTON, KY, 40512 | 469-524-4480 | |||
SEDGWICK claims address WORKMANS COMP | PO BOX 14459, LEXINGTON, KY, 40512 | 469-524-4480 | |||
WI | SENTRY SELECT INSURANCE COMPANY | 1800 N Point Dr Stevens Point, WI 54481 | 800-447-0633 | 21180 | www.sentry.com |
CA | SEQUOIA INSURANCE COMPANY | PO Box 1510 Monterey, CA 93940 | 831-333-9880 | 22985 | www.sequoiains.com |
NY | SOMPO JAPAN INSURANCE COMPANY OF AMERICA | 601 S. Figueroa St. Suite 1900 Los Angeles CA 90017 | 213-243-1800 | 11126 | www.sompo-us.com |
NY | SOMPO JAPAN FIRE & MARINE INSURANCE COMPANY OF AMERICA | 601 S. Figueroa St. Suite 1900 Los Angeles CA 90017 | 213-243-1800 | 38997 | www.sompo-us.com |
CA | SPARTA AMERICAN INSURANCE COMPANY | 5 Batterson Park Rd, Farmington, CT 06032, United States | 860-773-3410 | 10079 | www.spartainsurance.com |
TX | SOUTHERN INSURANCE COMPANY | 3715 Northside Parkway Building 400 – Suite 800 Atlanta GA 30327 | 404-266-9599 | 19216 | https://amsou.com/ |
SENTRY CLAIMS-WC | P.O. BOX 8032, STEVENS POINT, WI, 54481-8032 | 800-739-3344 | |||
CT | SPARTA INSURANCE COMPANY | 5 Batterson Park Road 3rd Floor Farmington, CT 06032 | 20613 | www.catalinare.com | |
CT | STANDARD FIRE INSURANCE COMPANY | One Tower Square Hartford, CT 06183 | 203-273-0123 | 19070 | www.travelers.com |
SPEEDWAY WC | PO BOX 182480, COLUMBUS, OH, 43218 | 614-793-5458 | |||
DE | STARNET INSURANCE COMPANY | PO Box 9190 Des Moines, IA 50306 | Not found | 40045 | not found |
TX | STARR INDEMNITY & LIABILITY COMPANY | [email protected] | 855.782.7725 | 38318 | https://starrcompanies.com |
SPECIALITY RISK SERVICES | P.O. BOX 4963, SYRACUSE, NY, 13221 | 888-777-4789 | |||
IL | STATE FARM FIRE AND CASUALTY COMPANY | One State Farm Plaza Bloomington, IL 61710 | 309-766-2311 | 25143 | www.statefarm.com |
CA | SPRINGFIELD INSURANCE COMPANY | P O Box 3029 Covina Covina, CA 91722 United States | 626-915-1951 | 36790 | springfieldinsco.com |
STANDARD FIRE INSURANCE CO | PO BOX 50472, INDIANAPOLIS, IN, 46250 | 800-238-6208 | |||
TX | STONINGTON INSURANCE COMPANY | One General Drive Sun Prarie, WI 53596 | 608-837-4440 | 10340 | www.qbena.com |
TX | STATE NATIONAL INSURANCE COMPANY, INC. | 1900 L. Don Dodson Drive Bedford , TX 76021 | 817-265-2000 | 12831 | www.statenational.com |
CA | STATE COMPENSATION INSURANCE FUND | 333 Bush St # 8, San Francisco, CA 94104, United States | 888-782-8338 | 35076 | www.statefundca.com |
SRS MEDBILL-WC | P.O. BOX 14205, LEXINGTON, KY, 40512 | 800-826-4338 | |||
MI | STAR INSURANCE COMPANY | 26255 American Drive Southfield, MI 48034-6112 | 800-482-2726 | 18023 | www.meadowbrook.com |
NH | TECHNOLOGY INSURANCE COMPANY, INC. | 59 Maiden Lane New York, NY 10038 | 212-220-7120 | 42376 | not found |
CA | TIG INSURANCE COMPANY | 250 Commercial Street, Suite 5000 Manchester, NH 03101 | 603-656-2200 | 25534 | www.tigspecialty.com |
NY | TNUS INSURANCE COMPANY | 1221 Avenue of the Americas Suite 1500 New York, NY 10020 | 212-297-6600 | 32301 | http://www.tokiomarine.us |
NY | TOKIO MARINE AMERICA INSURANCE COMPANY | 1221 Avenue of the AmericasSuite 1500 New York, NY 10020 | 212-297-6600 | 10945 | http://www.tokiomarine.us |
DE | TORUS NATIONAL INSURANCE COMPANY | Not found | 201- 743-7700 | 25496 | not found |
NY | TRANS PACIFIC INSURANCE COMPANY | 1221 Avenue of the AmericasSuite 1500 New York, NY 10020 | 212-297-6600 | 41238 | http://www.tokiomarine.us |
IL | TRANSGUARD INSURANCE COMPANY OF AMERICA, INC | 702 Oberlin Road Raleigh, NC 27605 | 28886 | WWW.TRANSGUARD.COM | |
IL | TRANSPORTATION INSURANCE COMPANY | 151 N. Franklin Street Chicago, IL 60606 | 312-822-5000 | 20494 | WWW.CNA.COM |
CT | TRAVELERS COMMERCIAL INSURANCE COMPANY | One Tower Square Hartford, CT 06183 | 315-424-5645 | 36137 | www.travelers.com |
CT | TRAVELERS INDEMNITY COMPANY | One Tower Square Hartford, CT 06183 | 860-277-0111 | 25658 | www.travelers.com |
CT | TRAVELERS INDEMNITY COMPANY OF CONNECTICUT | One Tower Square Hartford, CT 06183 | 25682 | www.travelers.com | |
CT | Travelers Indemnity Company of America | One Tower Square Hartford, CT 06183 | 860-277-4869 | 25674 | www.travelers.com |
CT | TRAVELERS PROPERTY CASUALTY INSURANCE COMPANY | One Tower Square Hartford, CT 06183-1051 | 203-277-6850 | 36161 | www.travelers.com |
CA | TRUCK INSURANCE EXCHANGE | PO Box 4402 Woodland Hills, CA 91365 | 800-451-0797 | 21709 | not found |
CT | TRUMBULL INSURANCE COMPANY | One Hartford Plaza Hartford, CT 06155-0001 | 860-547-5000 | 27120 | www.thehartford.com |
IN | TWIN CITY FIRE INSURANCE COMPANY | One Hartford Plaza Hartford, CT 06155-0001 | 860-547-5000 | 29459 | www.thehartford.com |
CT | UNITED STATES FIDELITY AND GUARANTY COMPANY | One Tower Square Hartford, CT 06183 | 25887 | www.travelers.com | |
DE | UNITED STATES FIRE INSURANCE COMPANY | PO Box 1973 Morristown, NJ 07962 | 973-490-6600 | 21113 | www.cfins.com |
WI | UNITED WISCONSIN INSURANCE COMPANY | PO Box 3026 Milwaukee, WI 53201-3026 | 262-787-7700 | 29157 | www.unitedheartland.biz |
NY | UTICA MUTUAL INSURANCE COMPANY | P O Box 530 Utica, NY 13503 | 315-734-2000 | 25976 | UTICANATIONAL.COM |
WESTFIELD INSURANCE CO WC | PO BOX 3098, MILWAUKEE, WI, 53201 | 734-591-8122 | |||
WYOMING WORKERS COMPENSATION | P O BOX 20070, CHEYANNE, WY, 820037001 | 307-777-6764 | |||
UNIT CORP- ESIS, INC | 7130 South Lewis Suite 1000, Tulsa, OK, 74136 | 800-331-3897 | |||
WORK CONNECTIONS | 400 FOURTH STREET ARGUS II BLDG, ANN ARBOR, MI, 48103 | 734-615-0643 | |||
PA | VALLEY FORGE INSURANCE COMPANY | 151 N. Franklin Street Chicago, IL 60606 | 312-822-5000 | 20508 | WWW.CNA.COM |
WHITE MOUNTAIN SOLUTIONS INC | 628 HEBRON AVE, GLASTONBURY, CT, 6033 | 860-368-2013 | |||
MO | VANLINER INSURANCE COMPANY | One Premier Drive St. Louis, MO 63026 | 800-325-3619 | 21172 | VANLINER.COM |
NY | VIGILANT INSURANCE COMPANY | 1133 Avenue of the Americas New York, NY 10036 | Not found | 20397 | www.chubb.com |
WI | WAUSAU BUSINESS INSURANCE COMPANY | 175 Berkeley Street Boston, MA 02116 | Not found | 26069 | www.wausau.com |
WI | WAUSAU UNDERWRITERS INSURANCE COMPANY | 175 Berkeley Street Boston, MA 02116 | Not found | 26042 | www.wausau.com |
DE | WESCO INSURANCE COMPANY | 59 Maiden Lane 6th Floor New York, NY 10038 | 212-220-7120 | 25011 | not found |
IN | WEST AMERICAN INSURANCE COMPANY | 175 Berkeley Street Boston, MA 02116 | Not found | 44393 | www.ocas.com |
MI | WILLIAMSBURG NATIONAL INSURANCE COMPANY | 26255 American Drive Southfield, MI 48034 | Not found | 25780 | www.meadowbrook.com |
DE | XL INSURANCE AMERICA, INC. | Seaview House 70 Seaview Avenue Stamford, CT 06902 | Not found | 24554 | not found |
DE | XL SPECIALTY INSURANCE COMPANY | Seaview House 70 Seaview Avenue Stamford, CT 06902 | 800-394-3909 | 37885 | not found |
York Risk Services Group INC | PO BOX 803355, Dallas, TX, 75380 | 866-391-9675 | |||
CA | ZENITH INSURANCE COMPANY | 21255 Califa Street Woodland Hills, CA 91367 | 13269 | www.theZenith.com | |
CA | ZNAT INSURANCE COMPANY | 21255 Califa Street Woodland Hills, CA 91367 United States | 818-713-1000 | 30120 | www.thezenith.com |
IL | ZURICH AMERICAN INSURANCE COMPANY OF ILLINOIS | 1299 Zurich Way Schaumburg, IL 60196 | 847-605-3348/ | 27855 | www.zurichna.com |
NY | ZURICH AMERICAN INSURANCE COMPANY | 1299 Zurich Way Schaumburg, IL 60196 | 847-605-6000 | 16535 | www.zurichna.com |
Workers Compensation Insurance companies list updated on the latest information received from authorized sources, if there is any discrepancy, please let us know via the contact us page. We will try to keep it updated and correct.
What is workers’ compensation insurance?
Workers’ compensation insurance, also known as workers’ comp or workman’s comp, benefits employees who suffer work-related injuries or illnesses. It is designed to protect employers and employees by providing financial assistance and support in case of a workplace accident or occupational disease.
Workers’ compensation insurance primarily covers the costs associated with medical treatment, lost wages, and rehabilitation for injured workers. It helps injured employees by providing compensation for medical expenses such as doctor visits, hospital stays, surgeries, prescription medications, and therapy. Additionally, workers’ compensation insurance may provide disability benefits to replace a portion of lost wages while the employee cannot work.
Workers’ Comp Act in Bullet Points:
- Workers’ compensation is a government-mandated program that benefits injured or falling ill workers.
- It offers cash benefits, healthcare benefits, or both to employees who suffer job-related injuries or illnesses.
- Workers’ compensation is handled primarily by individual states in the United States, leading to varying benefits across states.
- Benefits may include partial wage replacement, reimbursement for medical expenses, and occupational therapy.
- Most programs are funded through private insurance companies, with premiums paid by employers.
- Workers’ compensation generally excludes independent contractors and freelancers.
- Employees typically waive their right to sue their employer for negligence by accepting workers’ compensation benefits.
- Disputes over claims may be resolved by the Workers’ Compensation Board or a similar state agency.
- Workers’ compensation coverage differs from state to state, and some industries or employees may be exempt.
- Employers pay premiums for workers’ compensation insurance based on their payroll numbers.
- The application process and eligibility criteria vary by state, and claims can be appealed if denied.
How to process Workers’ compensation Claims?
Workers’ compensation claims refer to filing for benefits under a workers’ compensation insurance policy when an employee sustains a work-related injury or illness. When employees get injured or become ill due to their job, they may be entitled to certain benefits provided by the workers’ compensation system.
Here are the key aspects of workers’ compensation claims:
- Reporting the Injury or Illness: The injured or ill employee should promptly report the incident to their employer as soon as possible. Timely reporting is essential to ensure compliance with the required notification period outlined by the workers’ compensation laws.
- Medical Treatment: The injured employee may need to seek medical treatment from an approved healthcare provider as designated by the workers’ compensation insurance carrier or the employer’s workers’ compensation program. Following the prescribed treatment plan and attending all necessary medical appointments is essential.
- Notifying the Insurance Carrier: The employer is typically responsible for informing their workers’ compensation insurance carrier of the employee’s injury or illness. This initiates the claims process, and the insurance carrier will provide further instructions to the employee.
- Filing the Claim: The injured employee or their designated representative (such as an attorney) needs to file a workers’ compensation claim with the appropriate state agency or the insurance carrier. This typically involves completing the necessary claim forms and providing supporting documentation, such as medical records and incident reports.
- Investigation and Adjudication: Once the claim is filed, the insurance carrier or the state agency responsible for workers’ compensation will investigate the claim. This may involve reviewing medical records, conducting interviews, and gathering relevant evidence to determine the validity and extent of the claim.
- Benefit Determination: Based on the investigation findings, the insurance carrier or the state agency will determine the employee’s eligibility for workers’ compensation benefits. This decision considers the nature of the injury or illness, medical evidence, and applicable workers’ compensation laws.
- Benefit Disbursement: If the claim is approved, the injured employee will receive the designated benefits, including coverage for medical expenses, disability benefits (partial or total), rehabilitation services, and vocational training, among others.
It’s important to note that the specific procedures and requirements for filing workers’ compensation claims can vary depending on the jurisdiction and the insurance carrier involved. Employees should consult their employer’s human resources department or their state’s workers’ compensation agency or seek legal advice to understand their claim’s specific process and requirements.
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